Banking that Scales with You
When your business is ready to take the next step, Business Plus Checking is here to support your growth. With higher transaction limits, enhanced digital tools, and personalized guidance, it鈥檚 designed to keep you moving forward鈥攅fficiently, confidently, and with the flexibility to scale.
Earn up to a $1,500 cash bonus{{d1397*}}
Earn $300
听
Average Ledger Balance
of $5,000 to $14,999.99
Earn $500
听
Average Ledger Balance
of $15,000 to $29,999.99
Earn $750
听
Average Ledger Balance
of $30,000 to $99,999.99
Earn $1500
听
Average Ledger Balance
of $100,000 or more
Open a new 91大神 Business Checking account
Open online today or visit a local 91大神 Bank branch to open a Business Checking account by听March 31, 2026. Use promo code BW.
Maintain the average ledger balance requirement
Maintain an average ledger balance of at least $5,000 in the third full month after you open your account.{{d1397*}}
Get your cash bonus
Enjoy your cash bonus! Your account will be credited by the end of the fourth month.
Promo code automatically applies when you open your account online.
Want to visit a branch?听 Email yourself a听bonus coupon
Earn up to a $1,500 cash bonus{{d1397*}}
Earn $300
听
Average Ledger Balance
of $5,000 to $14,999.99
Earn $500
听
Average Ledger Balance
of $15,000 to $29,999.99
Earn $750
听
Average Ledger Balance
of $30,000 to $99,999.999
Earn $1500
听
Average Ledger Balance
of $100,000 or more
Open a new 91大神 Business Checking account
Open online today or visit a local 91大神 Bank branch to open a Business Checking account by听March 31, 2026. Use promo code BW.
Maintain the average ledger balance requirement
Maintain an average ledger balance of at least $5,000 in the third full month after you open your account.{{d1397*}}
Get your cash bonus
Enjoy your cash bonus! Your account will be credited by the end of the fourth month.
Promo code automatically applies when you open your account online.
Want to visit a branch?听 Email yourself a听bonus coupon
Why choose Business Plus Checking?
Business Plus Checking is designed for growing businesses that need more from their banking. With higher transaction limits, enhanced digital tools, and personalized support, it helps you stay efficient, in control, and ready for what鈥檚 next.
Stay agile
Made for businesses that move fast and transact often.
Whether you're managing more transactions, integrating new tools, or expanding operations, this account helps you stay responsive and ready for what鈥檚 next.
Scale confidently
Waivable monthly maintenance fee with qualifying activity.
Enjoy more flexibility as your business grows, with fee structures that adapt to your needs{{d957*}}.
Power your operations
Connect to the tools that help you run your business day to day.
From accepting payments and managing cash flow to protecting against fraud and accessing treasury services, Business Plus Checking gives you the foundation to operate efficiently and build momentum.
Apply your way
Open online or in branch鈥攚hichever works best for you.
Start your application digitally with no paperwork, or visit a branch for personalized support. Either way, you鈥檒l be up and running quickly.
Power your daily operations
Designed for businesses that go beyond the basics-听If your business handles regular transactions, manages larger cash volumes, or needs more flexibility, Business Plus Checking offers the features to support your day-to-day operations and help you stay focused on growth.
- $15 monthly account maintenance fee 鈥攚aived for your first 3 months upon account opening, and ways to waive thereafter{{d957*}}
- 250 transactions included every month to support your day-to-day operations听{{d1357*}}
- $5,000 in currency deposited or supplied per month included so you can manage larger volumes with confidence{{d489*}}
- Unlimited debit card usage to keep your business moving
FEE
DETAILS
Monthly Account Maintenance Fee
$15.00
Additional Transaction Items Fee
$0.75 per transaction item, in excess of first 250 checks paid, checks deposited, deposited tickets (whether physical or create virtually in connection with an ATM, mobile, remote check deposit, or other electronic deposit), ACH credits received(not generated by the customer), and ACH debits received (not generated by the customer). ATM cash deposits are not considered a transaction item.
Monthly Paper Statement Fee
$3.00. Waived for the first 3 months upon account opening; waived if account is enrolled in electronic delivery and does not receive paper statement thereafter.{{d1324*}}
Additional Currency Deposited or Supplied{{d489*}}
Fees for additional currency deposited or supplied (including deposits completed at an 91大神 ATM) are $0.27/$100.
Ways to waive the monthly account maintenance fee{{d957*}}
- the Average Ledger Balance is $7,500.00 or more听OR
- there are 30 or more purchases and payments{{d1275*}} made from the Account with the linked Visa庐 debit card(s)听OR
- the purchases and payments made on the linked 91大神 Business Credit Card or 91大神 Business Rewards Credit Card total $500 or more听OR
- there is at least 1 91大神 merchant services deposit into the Account during the Analysis Period
Built for Your Business. Backed by Real Support.
Help protect What You鈥檝e Built
Fraud mitigation tools and chip tech help safeguard your business鈥攕o you can focus on growth.
Move Money, Make Moves
Send payments, transfer funds, and pay bills in minutes{{d16*}}.
Bank Anywhere, Work Everywhere
Mobile tools that keep your business running鈥攚hether you're in the office or on the go{{d204*}}.
Local Roots, Big Reach
Get the personal touch of a community bank with the power of a wide network.
Your Brand, Your Card
Make every transaction a reflection of your business with a debit card that features your logo and design{{d1313*}}.
听
Add the tools to help you operate
Business Plus Checking connects you to a suite of products designed to support your day-to-day operations and long-term growth.
91大神 BizPay{{d594*}}
Simplify how you pay vendors and contractors.听
91大神 Treasury Management {{d1068*}}
Manage cash flow with confidence.听
91大神 Merchant Services {{d219*}}
Accept payments your way.听
91大神 Business Credit Card{{d499*}}
Flexible spending with built-in controls.
Ready to Open Business Plus Checking?
To apply online or in branch, have the following ready:
Your personal details:
Your SSN, personal address, email address & mobile phone number
Your business info:
EIN or other Taxpayer ID
Ownership details:
Name and contact info for the primary owner
Online account opening available for sole proprietors only.
Ready to Open Business Plus Checking?
To apply online or in branch, have the following ready:
Your personal details:
Your SSN, personal address, email address & mobile phone number
Your business info:
EIN or other Taxpayer ID
Ownership details:
Name and contact info for the primary owner
Online account opening available for sole proprietors only.
Powerful Tools to Keep Your Business Moving
Managing your business finances should be simple, secure, and always within reach. With 91大神 Mobile & Online Banking and the 91大神 Visa庐 Business Debit Card, you鈥檒l have the flexibility and control you need鈥攚hether you鈥檙e tracking transactions, paying bills, or making purchases on the go.
Streamlined Online Banking
Manage your business on the go with 91大神 mobile and online banking.
- Monitor transactions in real time
- Transfer funds and pay bills{{d16*}}
- Set up alerts and controls
- Access from desktop or mobile app
91大神 Visa庐 Business Debit Card
Your account comes with a debit card that works as hard as you do.
- Make purchases and access cash听
- Track spending with detailed reporting
- Enroll in Visa SavingsEdge庐听 for automatic discounts on business purchases
Powerful Tools to Keep Your Business Moving
Managing your business finances should be simple, secure, and always within reach. With 91大神 Mobile & Online Banking and the 91大神 Visa庐 Business Debit Card, you鈥檒l have the flexibility and control you need鈥攚hether you鈥檙e tracking transactions, paying bills, or making purchases on the go.
Streamlined Online Banking
Manage your business on the go with secure mobile and online banking.
- Monitor transactions in real time
- Transfer funds and pay bills
- Set up alerts and controls
- Access from desktop or mobile app
91大神 Visa庐 Business Debit Card
Your account comes with a debit card that works as hard as you do.
- Make purchases and access cash securely
- Track spending with detailed reporting
- Enroll in Visa SavingsEdge for automatic discounts on business purchases
Top business checking questions, answered by our experts.
Business Plus Checking is built for businesses that have moved beyond the basics and need more flexibility. If you鈥檙e handling higher transaction volumes or growing cash flow, Plus gives you room to scale without losing control.
We believe strong relationships should be rewarded. With Business Plus Checking, you can waive the monthly maintenance fee by meeting one of the following:
- The Average Ledger Balance is $7,500.00 or more OR
- One or more merchant services deposits are made during the statement cycle OR
- $500 or more in purchases are made on a linked 91大神 Business Credit Card OR
- 30 or more purchases are made with an 91大神 Visa庐 Debit Card (transactions must be settled during the Analysis Period, and withdrawals are not included)
Yes. Business Plus Checking offers access to advanced tools like Remote Check Deposit* , ACH origination, and wire transfers to help you move money more securely and efficiently. Some of these services may involve additional fees, but they鈥檙e designed to deliver convenience and confidence as your business grows.
*Use of these features and services requires Internet and/or data access through a computer or mobile device. Subject to availability and the same limitations as any service available through the Internet. 91大神 Bank is not responsible for matters that are outside of its reasonable control that might impact availability and functionality. 91大神 Bank reserves the right to suspend service for any reason at any time. Your mobile carrier's text messaging and data charges may apply. Fees may apply for optional services provided through 91大神 Online Banking. View the听91大神 Digital Services Agreement听for additional details
Deposits are subject to verification. Funds from mobile check deposits will not be available for immediate withdrawal. Deposit limits and other terms, conditions, fees and restrictions may apply.
Business Plus Checking gives you more breathing room: higher transaction allowances and a larger cash deposit threshold than Essential. If your business is expanding, these added limits help you avoid overage fees and keep operations smooth.
Absolutely. Linking your 91大神 Business Credit Card can help you qualify for fee waivers鈥攁nother way we make your banking work harder for you.
Yes. Business Plus Checking supports advanced fraud protection solutions like Positive Pay and ACH Monitor. These services may have additional costs, but they鈥檙e an investment in safeguarding your business.
With Business Plus Checking, you鈥檒l have access to 91大神鈥檚 Online Banking for Business and mobile tools, giving you a clear, intuitive dashboard to manage payments, deposits, and insights{{d204*}}鈥攁nytime, anywhere.
