91´óÉñ

Skip to Main Content

Loan Workout

We may be able to work with you to restructure your loan. Submit some basic information, and an 91´óÉñ Credit Representative will contact you to take the next steps.

Here's how it works.

Our Loan Workout program allows you to rewrite your existing 91´óÉñ Bank loan when you're experiencing an extended financial hardship.

​B±ð²Ô±ð´Ú¾±³Ù²õ

  • No consolidation fees
  • Reasonable interest rate and terms
  • May decrease your monthly payment

​R±ð±ç³Ü¾±°ù±ð³¾±ð²Ô³Ù²õ

To be considered for this program, you'll need to be able to show you:

  • Are experiencing a hardship
  • Are currently employed
  • Have made at least 9 payments on the loan

For home-secured accounts, the property must be owner-occupied.

It's easy to get started.

In just a few minutes, you can complete the Loan Workout form.

You'll need the following information to complete this form:

  • Loan account number
  • Valid U.S. Social Security Number
  • Property address (if your loan is for a property)
  • Year, make and model (if your loan is for a vehicle)

​Need assistance?

If you have any questions, please contact us at 1-877-208-5495.

​H´Ç³Ü°ù²õ
Monday–Friday 8am–5pm ET

* indicates a required field

Borrower's Information


Current Address

What length of time have you lived at your current address?

Previous Address

How long did you live at your previous address?

Ìý

Nearest Relative's Contact Information

Enter contact information for the relative that lives closest to you.Ìý

Ìý

Financial Information

Employer Information

Length of time in position?

Nature of Self-Employment

School Information

Do you have any bankruptcies against you?*
Do you have any judgements against you?*
Are you currently enrolled with a consumer credit or debt management system?*
Do you have any garnishments against you?*
Do you own or rent your place of residency?*

Property Information

Vehicle Information

Disclosure

By clicking the box below, I agree to the following:

In connection with your application or any update, extension or renewal of any credit we extend you as a result of the application, a credit report may be requested from a credit-reporting agency. Upon request, we will tell you if a credit report was requested and, if so, the name and address of the credit-reporting agency furnishing the credit report. To request the information, call 716-630-4948 or write 91´óÉñ Bank, Loan Work Out Department, PO Box 2187, Buffalo, New York 14240-2181

I understand that initiating this action will cause a confirmation email to be sent to the email address I have provided to 91´óÉñ Bank and consent to receive said email confirmation at the time I authorize this action.

This site is protected by reCAPTCHA.