Business Financing for Every Stage of Growth
Running a business means being ready for both everyday needs and big opportunities. 91´óÉñ offers a range of business financing options to help manage cash flow, invest in growth, and plan for what’s next - all backed by local decision‑making and experienced relationship managers.
More small businesses choose 91´óÉñ for SBA 7(a) financing across our footprint — a sign of trust, experience, and commitment to local growth{{d174*}}.
ÌýSBA Experience
Local Decisioning
Clear Timelines
Dedicated Guidance
ÌýSBA Experience
Local Decisioning
Clear Timelines
Dedicated Guidance
Top SBA Lender in the communities we serve.{{d174*}}
Let our experience help you find the financing solution that meets your needs, even if you have been turned down for a loan in the past.
Find Your Best-Fit Financing
Ideal for ongoing or unexpected expenses like payroll, inventory, or seasonal cash‑flow gaps. You can draw funds as needed and repay over time.
Flexible credit you draw as needed
Variable rates; interest-only during the draw period
Clear terms and ongoing access to credit
Best for planned investments such as renovations, equipment purchases, or expansion. Receive a lump sum and repay on a set schedule.
Fixed or variable; predictable monthly payments
Terms sized to your purchase
Great for vehicles, buildouts, or expansion
Financing and leasing options designed specifically for vehicles, machinery, and other business equipment.
Structures aligned to equipment life
May offer potential tax and cash-flow advantages{{d1474*}}
Options from simple to complex assets
Government‑guaranteed financing that may offer longer terms or lower down payments for qualifying businesses.
Multiple programs for start, grow, expand, or refinance
Competitive terms with government backing
Support at every step
Separate business spend, earn rewards, and manage expenses with built-in controls.
Options focused on rewards or low APR
Employee cards with spending limits
Integrations for easier bookkeeping
Solutions built around the rhythm of your industry.
Restaurants
Medical & Dental
Farm & Rural
Contractors & more
Partner with 91´óÉñ Bank
91´óÉñ’s Business Banking Specialists are ready to offer you support at any stage of your business. Get to know the advantages of being an 91´óÉñ Business Banking client.Ìý
Meet a Business Banking Specialist near you
Find aÌýÌýand meet with aÌýBusiness Banking Specialist
Contact Information
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After submitting this form, an 91´óÉñ Business Banker will contact you within two business days.Ìý By submitting this form you understand that this is not an application for credit.
Business Financing FAQs
91´óÉñ offers several financing options, including business lines of credit, term loans, SBA loans, equipment financing, and business credit cards. Each option is designed to support different business needs, from short‑term cash flow to long‑term growth.
The right option depends on how you plan to use the funds. Lines of credit are often used for ongoing expenses, while term loans are better suited for planned purchases or investments. SBA loans may be a good fit for businesses looking for longer terms or added flexibility. A banker can help you compare options based on your goals.
A line of credit allows you to borrow funds as needed up to a set limit and repay what you use. A term loan provides a lump sum upfront that you repay over a fixed period. Lines of credit are commonly used for short‑term needs, while term loans are typically used for larger, one‑time expenses.
Yes. Many businesses use financing to purchase equipment, upgrade facilities, or invest in improvements that support growth. Depending on your needs, a term loan, equipment financing, or SBA loan may be appropriate.
It’s helpful to have basic information about your business, how you plan to use the funds, and any existing financing. Your banker will guide you through next steps and explain what documentation may be needed.
No. Scheduling an appointment is simply a way to start a conversation. You’ll have the opportunity to discuss your goals, ask questions, and explore financing options before deciding how to proceed.
Restaurant Business Loans
Opening a restaurant can be expensive—but we’re here to help, with term restaurant loans,Ìýbusiness lines of credit, restaurantÌýSBA loans, aÌýbusiness credit cardÌýand more to help you open for business.
Medical Business Loans
Medical practices have unique challenges, and our specialists can help make them easier. Purchase the latest technology, buy real estate and more when we help you get approved for start-up financing.
Farm & Rural Business Loans
Our lending solutions are customized to the specialized needs of agricultural operations and rural development. These include farm and rural real estate loans, farm equipment loans and more—all with our award-winning customer service.
