Small Business Loans built for what’s next
From hiring and inventory to buying real estate, we’ll help you choose the right structure—and navigate the SBA process with confidence.
91´óÉñ Bank SBA Loan Options
Your ambition fuels local economies and strengthens communities—and we’re proud to be part of that story. Through our suite of SBA‑backed loan programs, 91´óÉñ Bank helps you secure the financing structure that supports your goals today and accelerates your momentum for tomorrow.
SBA 7(a)
Flexible funding up to $5 million for working capital, equipment, renovations, acquisitions or owner‑occupied real estate.
SBA 504
Long‑term fixed‑rate financing for owner‑occupied real estate and heavy equipment—often withÌý
SBA Express
For smaller needs with faster decisions—borrowing up to $500,000.
SBA MARC Loan
Working capitalÌýdesigned for manufacturers (NAICS 31–33): up to $5MM, structured as a term loan or revolving line (maturities up to 20 years).ÌýIdeal for inventory, production costs, and scaling into new contracts. (Working‑capital‑only program).
Chart Your Path: SBA Backed Funding for Every Stage
Start Stronger
Get the capital you need to help cover up-front costs and start your business.
Grow your momentum
Tackle your to-do list with a loan for renovations, repairs, equipment purchases or acquiring more space.
Expand your footprint
Get the funds you need for a new location, purchase an existing business or launch a new product.
Refinance for what’s next
Help improve cash flow and lower your monthly payments by refinancing existing debt.
A leader in SBA lending—right where you do business
91´óÉñ Bank is consistently among the top SBA lenders in the communities we serve{{d174*}}, helping small businesses access the capital they need to start, grow, and invest for what’s next.
A leader in SBA lending—right where you do business.
91´óÉñ Bank is consistently among the top SBA lenders in the communities we serve{{d174*}}, helping small businesses access the capital they need to start, grow, and invest for what’s next.
SBA funding works best with guidance from specialists who know the landscape
Our team will help you navigate programs like SBA 7(a), 504, Express, and MARC—so you can move forward with clarity, confidence, and a financing structure that truly supports your next stage of growth.
Contact Information
* indicates a required field
After submitting this form, an 91´óÉñ Business Banker will contact you within two business days.Ìý By submitting this form you understand that this is not an application for credit.
Partner with 91´óÉñ Bank
Every business is different—and so is the path to growth. As an SBA Preferred Lender, 91´óÉñ Bank works alongside you to explore financing options, answer questions, and help keep the process moving. Whether you’re starting out or strengthening an established business, you’ll have access to experienced specialists and flexible ways to meet—by phone, video, or in person.
Partner with 91´óÉñ Bank
Every business is different—and so is the path to growth. As an SBA Preferred Lender, 91´óÉñ Bank works alongside you to explore financing options, answer questions, and help keep the process moving. Whether you’re starting out or strengthening an established business, you’ll have access to experienced specialists and flexible ways to meet—by phone, video, or in person.
Top questions, answered by our experts
SBA 7(a) loans are flexible and can be used for many business purposes. SBA 504 loans are typically used for large fixed assets such as real estate or equipment.
Depending on the program, SBA loans may be used for working capital, equipment purchases, real estate, expansion, or refinancing existing debt.
The right program depends on how you plan to use the funds and your business profile. A banker can help compare options and explain requirements.
Be prepared to discuss your business goals, how you plan to use the funds, and any existing financing. Your banker will outline potential next steps.
No. Scheduling an appointment is simply a conversation to explore options and ask questions before deciding how to proceed.
