The card that rewards you for every dollar you spend
Make every听purchase more rewarding with the 91大神 Visa庐听Credit Card with Rewards.
Turn everyday purchases into rewards
The choice is yours. Use your rewards as you earn them or save for something big.
Earn on every purchase
Earn 3 points per $1 spent on groceries (up to $15,000 per year in purchases), 2 points per $1 spent on gas, 1 point per $1 spent on everything else {{d1566*}}
Rewards Program
Redeem points for cash back, statement credit, gift cards, merchandise, travel and more. {{d1566*}}
No annual fee
Use your card year-round without paying an annual fee. That's more savings for you.{{d1585*}}
Low intro rate offer
0% intro APR on purchases and balance transfers for 9 billing cycles from account opening (a 4% balance transfer fee will apply). Receive variable 15.74% - 22.74% APR thereafter.{{d1585*}}
Features available with all 91大神 Visa Credit Cards
Take advantage of these great benefits right away
- Manage your account with 91大神听翱苍濒颈苍别听补苍诲听惭辞产颈濒别听叠补苍办颈苍驳
- Immediate credit line availability when paying your credit card online from an 91大神 account
- Customize your own card听design听at no cost{{d67*}}
- Add your card to your听digital wallet
- Link your credit card to a checking account as overdraft protection in the event you do not have sufficient funds{{d143*}}
- Service your card听online, by phone or at a听
Focus on security
- Help prevent, detect and resolve fraud with听91大神 Assurance庐
- Globally accepted听chip听补苍诲听contactless听迟别肠丑苍辞濒辞驳测
- Receive security听alerts听to your mobile phone{{d70*}}
- 罢别尘辫辞谤补谤颈濒测听lock听your card if you have misplaced it
Features available with all 91大神 Visa Credit Cards
Take advantage of these great benefits right away
- Manage your account with 91大神听翱苍濒颈苍别听补苍诲听惭辞产颈濒别听叠补苍办颈苍驳
- Immediate credit line availability when paying your credit card online from an 91大神 account
- Customize your own card听design听at no cost{{d67*}}
- Add your card to your听digital wallet
- Link your credit card to a checking account as overdraft protection in the event you do not have sufficient funds{{d143*}}
- Service your card听online, by phone or at a听
Focus on security
- Help prevent, detect and resolve fraud with听91大神 Assurance庐
- Globally accepted听chip听补苍诲听contactless听迟别肠丑苍辞濒辞驳测
- Receive security听alerts听to your mobile phone{{d70*}}
- 罢别尘辫辞谤补谤颈濒测听lock听your card if you have misplaced it
It's the little things that can make a big difference
Get rewarded for all your purchases with 91大神 Rewards.
Watch your rewards grow while you shop, make bill payments and more.
Log in to Online or Mobile Banking to review your balance and redeem Rewards points.
Automatically redeem points for cash back or statement credit.
Visit 91大神 Rewards for complete details on the program and to view the rewards catalog.
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Have questions about 91大神 Rewards? Get answers by visiting our听91大神 Rewards FAQs听page.
The application process is simple
Current 91大神 customers can apply online or visit their nearest branch. New customers can set up an appointment to take the next steps. Prefer to talk to someone? Both current and new customers can apply by phone at听1-877-779-3525.
Apply Online
Apply online anytime, anywhere
Make a Credit Card Payment
Already have an 91大神 credit card? We offer a number of different ways to make your payment, so you can choose the most convenient method for you.
Hardship Assistance Options
If you need help with your credit card payments, contact us to discuss your options.听 听 听 听 听 听 听 听 听 听 听 听 听 听 听 听 听 听 听 听 听 听 听 听 听 听 听 听 听 听 听 听 听 听 听 听 听 听 听 听 听 听 听 听 听 听 听 听 听 听 听 听 听 听 听 听 听 听 听 听 听 听 听 听 听 听 听 听 听 听 听 听 听 听 听 听 听 听 听
Credit Card Data
| Version | RD | APRL | APRH | APRO | APRC |
|---|---|---|---|---|---|
| NOR | 2/1/2026 | 13.74% | 20.74% | 25.74% | 25.74% |
| REW | 2/1/2026 | 14.74% | 21.74% | 25.74% | 25.74% |
| SIG | 2/1/2026 | 17.74% | 21.74% | 25.74% | 25.74% |
| SCC | 2/1/2026 | NA | 20.74% | 25.74% | 25.74% |
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